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Take Control Of Your Retirement Planning
Working hard, advancing our careers, or building our business is how most of us will spend our lives as a means to save income, accumulate wealth and reach financial independence. However, building wealth is not as simple as saving money or making a high salary. Wealth building requires emotional discipline, wisdom, foresight, recurring reviews and analysis, and adjusting the plan as your personal and financial needs change.
If you are at the stage where you are building your wealth, the MLD Wealth Management Group can guide you through this process and ensure you address the necessary questions:
What age do you plan to retire and how much capital do you need to maintain your desired lifestyle?
Do you know the rate of return required on your portfolio to meet your capital requirements?
Do you know what type of asset mix and risk tolerance you need to achieve your target rate of return?
Do you know what rate of return you are earning on assets after fees?
Have you made a comprehensive financial plan that takes into account all these variables and have you reviewed this plan in the last three years?
Are you aware of how the economic and tax landscape is changing and what is the best asset mix for these times?
At MLD Wealth Management Group, we believe that creating a comprehensive financial plan that meets your goals and objectives begins with a detailed analysis of your current financial situation and desired future. Beginning from a position of understanding helps us determine what kind of financial tools, instruments, and types of opportunities will help you achieve your financial targets most effectively.
As an example, if you are a business owner, executive, lawyer, doctor, engineer, there are several questions, once answered, that can help you save your income.
Are you splitting your income with your spouse as effectively as you can to minimize taxes?
Have you optimized your compensation structure to pay the optimal tax bracket?
Are you aware of the additional tax credits an Individual Pension Plan (IPP) can provide when compared to a Registered Retirement Savings Plan (RRSP)?
Are you making strategic investments in the most efficient way to achieve and optimize tax outcome?
The MLD Wealth Management Group will help you make informed decisions and methodically plan to ensure you build your wealth, protect it, and secure your future. The best time to take control of your financial future is today.